Month: March 2017

California Residents: Does your financial advisor tax-manage your RRSPs?

Residents of California that hold RRSPs, LIRAs, RRIFs or other Canadian tax-deferred accounts are subjected to a unique set of tax planning and reporting requirements.  While most U.S. states continue to allow Canadian retirement accounts to grow on a tax-deferred basis, California does not take this position.  Unfortunately, this can present a serious income tax problem for residents of California given the state taxes the annual income distributions (interest and dividends) and realized capital gains inside a Canadian registered plan. (more…)


The Easy Way to Writing a Rap Song

Writing a rap song requires an understanding of the fundamentals of rap songwriting. The core requirements of writing rap comprise of original lyrics, knowledge of rhyming schemes, and creating a strong back beat and hook that maintains the attention of listeners. Rap is composed of rhymed couplets, which are usually set to a bass beat and drum. Having a good rhyming technique and flow is crucial to writing a rap song. (more…)

Top Five Acoustic Guitar Songs for Your Valentine

Klymaxx song

Whether you are looking for love, falling in love or celebrating a love that has lasted for a long time, there is nothing that expresses it quite like putting music to the words in your heart by learning some new acoustic guitar songs. To help you in your quest for the perfect Valentine’s Day song, we have put together a list of our favorite acoustic guitar songs that celebrate love. Hopefully one of these songs is the perfect one for you and your Valentine. (more…)